Business Competencies

• Commercial Banking (CMB)
• Consumer Finance
• Corporate, Investment Banking and Markets (CIBM)
• Insurance
• Messaging and Enterprise Application Integration (EAI)
• Payments and Cash Management
• Personal Banking (PFS)
• Private Banking (GPB)

Frameworks & Tools

• Use Case & UML (Object Oriented Analysis & Design)
     - Rational Tools (“RequisitePro, Rose”)
• Workflow & Process Design
     - IBM’s IFW
     - MS-Visio